Budget Buddy
Start free
Budget tracker for Sri Lanka · no ads · no trackers

All your money,
in one clear picture.

Track every bank account, card and cash wallet in any currency. See where your money goes, keep tabs on what you've lent and borrowed, follow your loans to the cent and catch the subscriptions quietly draining your budget.

Start tracking freeSee what it does

  • Sign up with email or Google
  • Works on phone & desktop
  • Made in Sri Lanka
EVERYTHING IN ONE PLACE

Stop juggling apps, notes and bank statements.

Budget Buddy brings your accounts, spending, loans, IOUs and recurring payments together, so you always know where you stand.

Every account, every currency

Savings, current accounts, credit cards, cash and foreign-currency wallets, rolled into one view in your primary currency.

  • LKR
  • USD
  • EUR
  • GBP
  • AUD
  • AED
Live buying rates from the Central Bank of Sri Lanka or Commercial Bank, editable on any transaction.

Spending, sorted

Record income, expenses and transfers in seconds and see where each rupee went.

Loans that match your bank

Enter your bank's instalment. Each payment is split into interest and principal using actual days over 365, so your balance lines up with the statement.

Lent & borrowed

Never forget who owes whom. Track money lent and interest-free loans, and share a simple card with the other person.

Subscriptions & upcoming payments

See what renews next, what each subscription has cost you, and what is due soon. Works in light and dark, and installs to your home screen.

The cards on this page are illustrations with sample numbers, not real accounts.

CUT THE WASTE

Find the payments you don't need anymore.

Small recurring charges add up fast. Budget Buddy lays them all out so you can decide what stays and what goes.

  • See every subscription, how often it renews and when the next payment is due.
  • See what is due soon, so a renewal never catches you out.
  • Compare months to spot where spending crept up, category by category.
Try it: what would you cancel?Sample bills · Rs 13,120 / MONTH
You'd save each yearRs 0
REPORTS & INSIGHTS

Reports that show what actually changed.

Understand your month at a glance, then dig into the details when you want to.

Monthly cash flow
Money in versus money out, month by month.
Category breakdowns
Compare categories across months.
PDF reports
Download a clean summary any time.
Month-end email
Tells you your report is ready, without ever putting amounts in an inbox.
THE REAL APP

The real app

Screenshots from the app itself. Amounts are hidden.

Budget Buddy overview: cards for available money, credit, money owed to you and this month's spending, above a list of accounts. Amounts are hidden.
OverviewYour money, credit, what you are owed and this month's spending, at a glance.
Budget Buddy statistics: a daily spending line for the month and a bar chart comparing months. Chart values are hidden.
StatisticsDaily spending for the month, and how each month compares.
Budget Buddy subscriptions: a table of services with their cycle, start date and next payment date. Amounts are hidden.
SubscriptionsEvery subscription, how often it renews and when the next payment is due.
Budget Buddy loans: a personal loan showing the share paid off, instalments paid and the next instalment. Amounts and the due date are hidden.
LoansHow much you still owe, how many instalments are paid and what is next.

How it works

  1. 01

    Create your account

    Sign up with your email or Google account in under a minute.

  2. 02

    Add your accounts and currencies

    Choose a primary currency and the accounts you use.

  3. 03

    Record as you go

    Log transactions, subscriptions, lending and loan payments.

  4. 04

    See the whole picture

    Statistics, reports and true loan balances, always current.

Your money stays your business.

  • No ads
  • No trackers
  • No amounts in emails
  • Delete your data on request

Frequently asked questions

What is Budget Buddy?

Budget Buddy is a personal budget and expense tracker. You record income and spending across accounts and currencies, keep an eye on subscriptions, and follow the real balance of your loans.

Does it support Sri Lankan rupees and other currencies?

Yes. Pick a primary currency and add the ones you hold: LKR, USD, EUR, GBP, AUD and AED. Exchange rates come from the Central Bank of Sri Lanka, Commercial Bank, Sampath Bank, HNB, Seylan Bank, NDB Bank, Bank of Ceylon or DFCC Bank, and you can edit the rate on any foreign-currency transaction.

How does the loan tracker work out interest?

You enter the instalment your bank charges. Each payment you make is split into interest and principal at that period's rate, using actual days over 365, so the balance follows your statement. Extra payments, skipped months and rate changes are handled without a stored schedule.

Is my financial data private?

Your data is stored in your own account on AWS and is not sold or shared for advertising. Budget Buddy has no ad trackers or analytics scripts. The optional month-end email never contains amounts. See the Privacy Policy for details.

Can I use it on my phone?

Yes. Budget Buddy works in any modern browser and can be installed to your home screen as an app, with light and dark themes.

How do I delete my account and data?

Email info@budgetbuddy.space from your account address and we will delete your account and its data.

Know where every rupee goes.

Free to try, no ads, no trackers. Bring your accounts together and watch your savings grow.

Open the app